Yes — the full app runs free on your device, forever. Plus (encrypted sync + sharing with your partner) is a small paid extra, free during the beta.

Your statements are read in your browser and never uploaded. On the free plan nothing leaves your device. On Plus your data syncs encrypted; switch on private mode for full zero-knowledge, where not even we can read it.

No. You export your transactions from your bank (CSV or Excel) and drop them in — no bank login required. Automatic bank linking is on the roadmap.

Any bank that exports CSV or Excel. KBC, Argenta, Belfius, ING and BNP Paribas Fortis are recognised automatically; for others you map the columns once.

It stays yours: export everything as JSON anytime, and delete your account in one click — that removes it from our servers too.

No. piggyme gives you insight into your own money; it is not a financial, tax or investment advisor. You stay in control of your decisions.